FAQ
Frequently asked questions
Straight answers about how Smart Budget Manager handles your data.
Where are my financial records stored?
Your financial records are managed on your device. When you use synchronization or sharing, an encrypted copy is stored by the sync service so your other authorized devices and members can receive it. The service also keeps account and authorization metadata needed to operate.
Can the service provider read my financial contents?
Synchronized and shared financial contents are encrypted on your device before they are sent, and the keys stay on your authorized devices. The service handles encrypted payloads plus the metadata required to run your account, such as device lists and sharing permissions.
Does the app work offline?
Yes, core tracking is designed to work on your device without a connection. Changes synchronize when you are back online, if sync is enabled.
How does family sharing work?
You create a family workspace and invite members. Each member gets view or edit permissions you choose. Only the workspace's data is shared — personal records remain in each person's own space.
What happens if I lose a device?
You can remove a lost device from your authorized devices from another one. Whether you can restore your data depends on having another authorized device or your recovery options in place, so we recommend setting them up early.
How does encrypted backup work?
Backups are encrypted before they leave your device. Restoring requires access to the corresponding keys through an authorized device or your recovery options. We cannot guarantee recovery if those are lost.
Can I use multiple currencies?
Yes. Accounts can hold different currencies and reports show them clearly.
Can I export my data?
Reports can be exported as PDF or CSV, so your information is never locked in.