Privacy-first money management
Your financial life, under your control.
Manage everything from personal spending to your family budget and your business records — in one application.
Good morning, Elif
Demo dataTotal balance
$12,480
Income
$4,200
Expenses
$2,615
Budget left
Recent
Groceries
Checking
−$86
Salary
Checking
+$4,200
Streaming
Subscriptions
−$13
Transport
Cash
−$24
Saved this month
+$1,585
Demo dataSync payload encrypted on device
3 subscriptions renew this week
Privacy first
Your financial information should stay yours.
Smart Budget Manager is designed so your records live on your device and anything that travels to sync is encrypted first. Here is what exists where.
- Local financial data management
- Client-side encryption
- Encrypted synchronization
- Device access management
- Sharing you control
Your device
groceries: 86.00
rent: 1,400.00
Key stays on device
Encrypt
In transit
Sync service
Unreadable payload
On your device
Financial records
Transactions, balances, categories and notes are managed locally and readable on your authorized devices.
Encrypted sync
Synchronization payloads
When you sync or share, records are encrypted on the device first. The service stores them in encrypted form.
Server-side
Account & authorization metadata
To operate sync, the service keeps what it needs: your account identifier, authorized devices, sharing permissions and timestamps.
Three ways to manage money
One app, separate worlds.
Know exactly where your money goes.
Track daily income and expenses, keep account balances current and catch subscriptions before they renew.
- Categories and budgets that fit your life
- Balances across cash, cards and savings
- Recurring payments in one timeline
Good morning, Elif
Demo dataTotal balance
$12,480
Income
$4,200
Expenses
$2,615
Budget left
Recent
Groceries
Checking
−$86
Salary
Checking
+$4,200
Streaming
Subscriptions
−$13
Transport
Cash
−$24
Features
Everything your money needs, nothing it doesn't.
Income & expense tracking
Log transactions in seconds and organise them with categories and notes.
Account management
Cash, bank accounts, cards and savings — every balance in one view.
Debts & receivables
Know who owes what, to whom, and when it is due.
Subscription tracking
See every recurring payment and its next renewal date.
Multi-currency
Hold accounts in different currencies and view totals clearly.
Financial reporting
Trends, breakdowns and summaries, exportable as PDF or CSV.
Family sharing
Shared workspaces with roles and permissions you set.
Encrypted backup
Back up records in encrypted form, protected by your keys.
Analytics & reporting
Clarity, not just charts.
Compare income and expenses month by month, see what drives your spending and follow every account balance. Export reports as PDF or CSV whenever you need them.
Income vs. expenses
Spending breakdown
- Rent42%
- Groceries21%
- Transport12%
- Dining10%
- Other15%
Account balances
- Checking$5,320
- Savings$6,480
- Cash$680
Family & shared finance
Shared where you choose. Private everywhere else.
Each person keeps their own private records. A family workspace holds only what you decide to share, and every member gets the permissions you assign.
- Personal records stay in your own space
- Invite members with view or edit access
- Change or revoke permissions at any time
Your space
Private- Dining$64
- Streaming$13
- Transport$24
Family workspace
Shared- EElifOwner
- MMertCan edit
- DDenizView only
Security details
Built around keys that stay with you.
A plain-language overview of how protection works. Full details live on our Security & Privacy page.
Device encryption keys
Encryption keys are generated and kept on your authorized devices and are used to encrypt data before sync.
Encrypted sharing
Shared workspace data is encrypted so that only authorized members' devices can read it.
Device authorization
New devices must be authorized. You can review and remove devices that should no longer have access.
Account recovery considerations
Because keys stay with you, recovery depends on your devices and recovery options. Keep them safe — lost keys may mean lost access.
Data ownership
Your records are yours. You decide what is shared, with whom, and can export your data.
FAQ
Questions, answered honestly.
Where are my financial records stored?
Your financial records are managed on your device. When you use synchronization or sharing, an encrypted copy is stored by the sync service so your other authorized devices and members can receive it. The service also keeps account and authorization metadata needed to operate.
Can the service provider read my financial contents?
Synchronized and shared financial contents are encrypted on your device before they are sent, and the keys stay on your authorized devices. The service handles encrypted payloads plus the metadata required to run your account, such as device lists and sharing permissions.
Does the app work offline?
Yes, core tracking is designed to work on your device without a connection. Changes synchronize when you are back online, if sync is enabled.
How does family sharing work?
You create a family workspace and invite members. Each member gets view or edit permissions you choose. Only the workspace's data is shared — personal records remain in each person's own space.
What happens if I lose a device?
You can remove a lost device from your authorized devices from another one. Whether you can restore your data depends on having another authorized device or your recovery options in place, so we recommend setting them up early.
How does encrypted backup work?
Backups are encrypted before they leave your device. Restoring requires access to the corresponding keys through an authorized device or your recovery options. We cannot guarantee recovery if those are lost.
Discover a smarter way to manage your money.
Smart Budget Manager is coming to iOS and Android. Store links will appear here as soon as they are available.